Why Is Facebook Checking Your Credit Report?

After temporarily deactivating my account, I logged onto Facebook today for the first time in three solid months. It took me only a few minutes to get back into the swing of wasting time reading people's status posts - mostly about the Presidential Debate, the soon coming demise of Big Bird if Romney wins the election next month, and other random things. Before I knew it a couple of hours passed me right on by.

My time spent wasn't a total lost though.  One of the things I did was re-established my Networked Blogs set-up so that my blog posts would automatically publish to my Facebook wall.  And that's when I took note of the nifty NEW feature (yes it's new . . . it just started 10/3) that allows you to promote your posts!  How cool is that, right?  For a small fee - only $7.00, you can have the post of your choosing displayed as a sponsored post, thereby potentially gaining more visibility and exposure.

Here's an article on it published by USA Today - 
http://www.usatoday.com/story/tech/personal/2012/10/03/facebook-promoted-posts/1611443/

So . . . interested in exploring this new opportunity, thinking it may be a new and innovative way to promote a book or three, I clicked on the "promote" button, then clicked on the link that reads "Terms Apply".  Of course there was a whole list of legal jargon, but I scrolled down quickly, trying to find out just how far that $7.00 investment would stretch in terms of days of promotion.  And that is when I saw it . . . Section 5.2

• Consent to credit check. Without limiting Section 3.2 above, your order constitutes your written authorization for us to obtain your personal and/or business credit report from a credit bureau. We may obtain your credit report when you place an order, or at any time thereafter.

What???  Why is Facebook trying to check my credit report??  What the . . .  

Or any time thereafter???  Facebook folks are just gonna pull my credit report any time they get good and ready???   No thanks.  Not worth the seven bucks to me.

By the way, here is what Section 3.2 says:

• Inquiries. By using Facebook Payments, you acknowledge and agree that we may make any inquiries that we consider necessary, either directly or through third parties, concerning your identity and creditworthiness.

Is Facebook crazy?  I'm not doing that. Instantly, I'd lost all interest. I have enough going on in my life without worrying about Facebook sneaking around checking my credit.  Well, you know what they say . . . look before you leap.  Glad I looked . . . this time.  Normally, I just agree to stuff without second thought.  (I'm not the only one who's done that am I?)

Here is the link to the terms if you want to read them all. 
 https://www.facebook.com/payments_terms/  I didn't. What I found was enough for me. I'll stick to Triberr, tweeting and spamming people's walls the non-credit-checking way!  LOL!





Kimberly T. Matthews

"I knew exactly how many condoms were left in his gym bag, in a little black box, wrapped in gold foil. Seven. Each time I randomly checked for no other reason besides I knew they existed, there'd always been seven. So I was taken aback that morning when I went to do his laundry, peeked in the box and only found three..."
 Lisa from - "Lisa's Dress" 
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REPOST:
Up until  March of 2011, I averaged about 150 visitors per month to my blog at http://www.kimberlytmatthews.com,  and had a total of about 1400 visitors from May 2009 to March 2011. My site today gets about 300-500 visitors a day, averages about 5,000 visitors per month, and has had over 60,000 visitors . . . all in the last year.  That's a lot of eyes on my work! :-)

Yes, I do blog more frequently than I did a year ago, but even with that said, I do not publish a new post everyday. I may publish a new post once a week, yet I am still able to get a BUNCH of eyes on my site and my work everyday.  

My current visitor stats . . . 

I attribute this consistent visibility to Triberr, a twitter app designed by Dino Dugan and Dan Cristo.  The concept is simple.  When you join a tribe at Triberr, you see the most recent blog posts of everyone in the tribe, and you have the opportunity to approve them with a click of a button or ignore them.  The posts that you approve are tweeted to all your Twitter followers one at a time in twenty minute increments (or you can select something slower if that is too much content for your followers - I currently have mine set to share every thirty minutes).  I’m the chief of the Fantastic Female Authors/Writers (And Males Too) tribe.  At the time of this blog post  the tribe has 18 members, with a combined total of over 21,000 followers.  Every time I post a blog, I have 17 other people (in this tribe, as I belong to a few others) who collectively share my blog post across their twitter feeds, giving my blog AMAZING reach and visibility, even on the days I don't post anything new.  

Triberr also allows me to share other writer's quality content without having to search Twitter for something to retweet. It takes me only minutes a day to review and approve posts, then I know my Twitter feed is set to go with topics my followers are interested in.  

If you are committed to blogging, and you’d like to join the Fantastic Female Authors/Writers (And Males Too) Tribe at Triberr, email me at kimberly@kimberlytmatthews.com or inbox me on Facebook.  with your email address and your blog URL, and I will send you an invite.  There is no charge to join Triberr, and I am limiting the number of members to this tribe, so that each member will get maximum exposure without spending hours reading and approving posts.

Teamwork makes the dream work!

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